Frequently Asked Questions

Maybe you have a few questions. That’s okay; most people do. Here is a quick collection of some of the questions people ask us, along with our answers. If you still have a question, don’t hesitate to contact us anytime. We would be happy to answer it for you.

How are you different from a real estate agent?

Real estate agents list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is 4-6 months) and then takes a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 3 to 6% of the sale price of your house. If it’s a $100,000 house, you’ll pay between $3,000 to $6,000 in commissions to an agent.

Agents provide a great service for those that can wait 4+ months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different. We’re not agents, we’re home buyers. Our company buys the house directly from you. Since we pay with all cash and purchase the house from you, we can make a decision to buy your house within a couple of days (sometimes even the same day). Again, we make our living by taking the risk to buy the house with our own cash, repair the house, and market it ourselves to find a buyer.

Looking for this to be broken down further? Here’s a comparison chart to give an overview:

Selling with a McAllen Agent SOLD to RGV Real Estate Solutions
Commissions / Fees Up to 6%, paid by you None
Who Pays Closing Costs? ~2% on average paid by you We pay all costs
Inspection & Financing Contingency* Yes, sales can fall through None needed
Appraisal Needed Yes, often required No, we make cash offers
Average Days Until Sold ~91 Days Immediate cash offers
Number of Showings It depends 1 (Just Us)
Closing Date 30–60 days after accepting offer Your timeline, your choice
Who Pays for Repairs? Negotiated during inspection We pay for all repairs

*Inspection contingency allows the buyer time to inspect the home and renegotiate or cancel. Financing contingency allows buyers to back out if they cannot secure a loan or appraisal.

Will you be listing my house on the MLS or actually buying it?

Great question. We’re not agents, and we don’t list houses. Here at RGV Real Estate Solutions, we are professional home buyers: We buy houses McAllen that meet our purchasing criteria, and we don’t use bank financing so you don’t have to worry about our ability to close on a deal. After purchasing, we may repair the house and resell it to another homeowner or keep it as a rental ourselves.

Do you pay fair prices for properties?

Many of the houses we purchase are below market value. We do this so we can resell it at a profit to another homeowner. We are looking to get a fair discount on a property. In our experience, many sellers aren’t necessarily expecting a large “windfall” on the property. Instead, they appreciate that we can offer cash, we close very quickly (no waiting for financing), and no time, effort, or expense is required on your part to fix up the property or pay agent fees. If that’s what you’re looking for and you see the value in getting your house sold fast, let’s see if we can come to a win-win price for both parties. Our no-obligation pricing commitment means that you don’t have to move forward with the offer we give… but it’s good to know what we’re offering!

How are you different from a real estate agent?

Real estate agents list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is 4-6 months) and then takes a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 3 to 6% of the sale price of your house. If it’s a $100,000 house, you’ll pay between $3,000 to $6,000 in commissions to an agent.

Agents provide a great service for those that can wait 4+ months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different. We’re not agents, we’re home buyers. Our company buys the house directly from you. Since we pay with all cash and purchase the house from you, we can make a decision to buy your house within a couple of days (sometimes even the same day). Again, we make our living by taking the risk to buy the house with our own cash, repair the house, and market it ourselves to find a buyer.

How fast can I sell my house for cash?

From offer to close and cash in your hand in as little as 7 days. RGV Real Estate Solutions buys houses in and around McAllen (and other areas, too!). We’re not listing your house, we’re actually the ones buying your home. Because we pay cash and are buying your McAllen home directly from you, we’re able to close quickly (or on your schedule). Most cash home buyers can give you a preliminary cash offer within 24 hours after reviewing your property information. In many cases, you can sell your house fast and close in just two weeks or even sooner. Since there are no mortgage approvals or delays, the process moves much faster than a traditional home sale.

Do I need to make repairs before selling?

No, you don’t need to fix anything. We buy houses as is, including ugly houses, distressed properties, and homes needing major repairs or extensive repairs. Whether your home is in perfect shape or needs significant renovations, we handle it. You don’t have to worry about repair costs or preparing for open houses.

Are there any fees or hidden costs?

There are no hidden fees, agent commissions, or service fees. Unlike a traditional sale where you may pay a real estate agent and cover closing costs, a cash home sale is much simpler. What we offer is what you receive, with no surprise other fees at the end. You can get rid of the headache of that property fast and avoid paying one more utility payment, tax payment, insurance payment, mortgage payment, or any of the other costs associated with a home. If you list your house and wait 90+ days to close, you have to figure in all of the costs of holding that property during the time you have it listed and are waiting for the property to close.

How do you determine my cash offer?

We base your fair cash offer on your home’s condition, the local market, and recent sales in the housing market. We also consider your home’s fair market value, layout, and any needed repairs. Our goal is to give you a fair price that reflects your home’s sale price without the delays of the open market.

Can I choose my closing date?

Yes, you stay in control. Whether you need to close quickly or want more time, we work around your schedule. Cash buyers offer flexibility, so you can pick a closing date that works best for your situation.

What if my house is in a difficult situation?

We work with all kinds of situations, including rental properties, tenant-occupied properties,and homeowners facing financial stress. If you’re behind on payments or dealing with a tough situation, we can help you sell your house fast and move forward without pressure.

Is there any obligation to accept the offer?

No, there is zero pressure. We provide a no-obligation offer so you can review your options.Not all cash buyers operate the same way, but we believe in a stress-free, honest approach.You are free to walk away if the offer doesn’t feel right.

How is this different from a traditional home sale?

A traditional sale often involves a real estate agent, open houses, multiple buyers, inspections, and waiting on mortgage approvals. With a cash house buying company, the process is much simpler. We handle all the paperwork, skip the home inspection in most cases, and provide a hassle-free process. While traditional home sales may sometimes bring more money, they also come with delays, uncertainty, and extra costs. A cash sale gives you speed, certainty, and a hassle-free sale.

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We help homeowners across the Rio Grande Valley sell their houses fast with simple, stress-free cash offers.

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